American citizens who use VISA cards are being warned of a new common scam.

The criminal scheme started to spread across Europe earlier this year and has made its way to the United States, according to FOX5.

The scam, which involves stealing money, is reportedly occurring through a banking app.

According to the outlet, victims have been contacted through the app by someone posing as a customer service representative.

The rep will tell the victims that it is contacting them about a fraud issue with your account.

Once that occurs, the scammer will have real-time access to your funds and personal information, putting people at risk of serious scams.

Authorities are advising victims to call your bank before downloading any apps or disclosing personal information to verify the authenticity of the call.